One tracking page

• Recurring Payments now shows everything recurring in one list: subscriptions, manually-tracked payments, and series auto-detected from your transaction history. A filter switches between All, Subscriptions, and Recurring Payments.
• Everything the Subscriptions page did lives on: status badges, pause/resume/cancel, cancel reminders, start dates, auto-detect, and monthly/annual subscription cost totals.
• /subscriptions redirects to /recurring-payments, so old bookmarks and links keep working.

No-loss conversion

• Turning a recurring payment into a subscription (or back) is now a single in-place change — the row keeps its history and id. Previously the row was deleted and recreated in another table, and an every-two-weeks payment silently became "monthly".
• Biweekly cadence is now supported for both types; the legacy "annual" spelling normalizes to "yearly".

Under the hood

• One database table: subscriptions moved into recurring_payments as type='subscription' rows, with planned-payment history (confirmations, skips, reschedules) remapped to the merged rows.
• Backups and imports keep working: new exports carry both types in one section, and older backups with a separate subscriptions section restore as subscription rows.
• Plain recurring payments now appear in more places they belong: account/category delete blockers, the active-currency scan, exports, and the encryption sweep.

AI assistants (MCP)

• manage_subscriptions and manage_recurring_payments keep their contracts but now operate on the merged table; move_to_recurring / move_to_subscription are in-place conversions that preserve the cadence.